Save On Garage Liability and Auto Insurance

NJGCA Members Only Benefit

For many years Gasoline Retailers and Auto Service proprietors have been unable to get a handle on the high cost of insuring their businesses and related autos. Business owners were at the mercy of the few insurance companies that would write insurance in the industry.

Several groups were started with the hope of accessing lower cost insurance. Unfortunately, temporary and attractive low premiums combined with poor underwriting standards caused those programs to ultimately fail.

NJGCA is determined to learn from the past mistakes of others and has negotiated an insurance package that will have extremely competitive premiums combined with high underwriting standards that will keep this specially designed program accessible and solvent for NJGCA members well in to the future.

NJGCA has asked the Amato Agency to negotiate and construct a program specifically for NJGCA members. Amato is the largest individual writer of Gasoline and Auto Service insurance in NJ.

Amato and NJGCA have negotiated with Wesco Insurance Company a A- Excellent rated subsidiary of AmTrust. Amato and Wesco have guaranteed that the lowest premiums possible will be quoted to NJGCA members. Several categories of cost saving programs will be made available to members depending on how they fit into the underwriting standards.

Why should you insure your gas station or garage in the NJGCA Wesco program?
Your insurance needs will be met by the highest trained insurance professionals that are experts serving the industry. The Amato Agency has over 40 Years of insurance experience. Many of their professionals have been recognized and preferred by oil company representatives in the past. They will provide accurate and prompt compliance with oil company requirements for NJGCA members.

You can expect quick quoting on all of your insurance needs. You will never have an obligation for the professional evaluations of your current needs.

Professional evaluations will be made that determine:

• Does your current policy include the proper replacement cost values of items such as your inventory, equipment, tools and other contents?
• Does your current policy include the proper replacement cost values of items such as your canopy, pumps, tanks and piping?
• How much coverage do you have for stolen cash?
• Are you covered properly for employee dishonesty?
• Does your garage policy properly cover your convenience store and other operations of your business?
• Has your policy been modified to meet the requirements of your renewed lease?
• Are you penalized by your current insurance company for being opened 24 hours a day?

NJGCA members will be entitled to superior advice and service that will go along with a generous savings. NJGCA members can expect very competitive pricing, with at least a 5% discount when placed in our preferred program.

Since this is a brand new program that NJGCA has negotiated, we look forward in the future to providing you with the generous savings and positive experiences as told by other NJGCA members.

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