Save On Disability Insurance and Income Protection

NJGCA Members Only Benefit

We, as an industry, have been discriminated against by disability insurance companies due to our profession.

How long can you afford to pay a trusted employee’s salary when he is no longer productive, due to an accident or sickness?

How can you offer a quality employee benefit program to attract and retain key employees?

The Amato Agency and NJGCA have negotiated a low cost group term life insurance and disability insurance product through the Principal Financial Group (PFG).

Rates can be as low as $5 per employee per month.

Group Term Life insurance offers covered employees basic life insurance protection

• Coverage pays a $25,000 benefit
• Accelerated benefits are available for terminally ill employees
• Accidental Death and Dismemberment (AD&D) insurance is included

Long Term Disability coverage provides income replacement when covered employees can not work full-time because of an injury or illness

• Benefits for totally disabled employees equal 60% of monthly pre-disability earnings, up to $3500 per month
• Claim professionals work closely with disabled employees to identify appropriate outcomes and provide a wide range of case management and rehabilitation services

PFG has 60 years of proven experience. PFG is nationally recognized as a leader in employee benefit programs. PFG is rated A+ (Superior) by AM Best.

The program is unique to your business. Employees can not take this plan with them.

Eliminate the moral and social dilemma of having to ignore a valued employee.

Obtain a quote online through a link on the NJGCA website.

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